"The hardest thing in the world to understand is the income tax."

Albert Einstein

Miscellaneous Tax Articles

Canada

Canadian Tax Highlights and Changes

Author: Brad Howland
First Posted: Jan. 23, 2012

Major tax changes for the 2011 tax year; highlights from CRA's General Income Tax and Benefit Guide.

Read Article

United States

United States Tax Highlights and Changes

Author: Brad Howland
First Posted: Jan. 23, 2012

Major tax changes for the 2011 tax year; highlights from IRS Publication 17.

Read Article

Canada

Turn Your Medical Expenses into Deductible Business Expenses

Author: Brad Howland
First Posted: May 13, 2011

Many individuals with substantial medical costs do not see any tax savings at all. Here's how to use a Private Health Services Plan to make medical expenses fully deductible, if you are self-employed or own a business.

Read Article

Canada

Canadian Tax Highlights and Changes

Author: Brad Howland
First Posted: Jan. 22, 2011

Highlights of recent tax-related events from Canada Revenue Agency, along with major tax changes for the 2010 tax year.

Read Article

United States

United States Tax Highlights and Changes

Author: Brad Howland
First Posted: Jan. 22, 2011

Highlights of recent tax-related events from the Internal Revenue Service, along with major tax changes for the 2010 tax year.

Read Article

Canada

Class 52 CCA Expires Jan. 31, 2011

Author: Brad Howland
First Posted: Jan. 14, 2011

Purchase new computer hardware for your business before the end of January to claim a full deduction for it on your 2011 income tax return.

Read Article

Canada

Tax Implications When Canadian Residents Marry Non-residents

Author: Brad Howland
First Posted: Oct. 7, 2010

Taxpayers should inform Canada Revenue Agency after marrying a non-resident to minimize the impact on benefit payments and allow correct calculation of the spousal amount.

Read Article

United States Canada

Should You Sell Your Stocks for the Tax Refund?

Author: Brad Howland
First Posted: Dec. 1, 2008

The recent bear market has spawned a number of articles on the web debating whether it's a good idea or not to sell stocks before Dec. 31, realize the capital losses, and use them to reduce income tax for the year. I feel that it's a bad plan for most of us.

Read Article

Canada

A Huge Tax Break for Canadians

Author: Brad Howland
First Posted: Oct. 25, 2008

In 2009 the new Tax-Free Investment Savings Account will come into force in Canada, and what a great tax break it is! Here's the scoop from the Department of Finance.

Read Article

United States Canada

Use Receipts, Not Statements

Author: Brad Howland
First Posted: Oct. 22, 2007

Credit card or bank statements are generally not adequate documentation of your expenses. You will do better in an income tax audit if you back up your expenses with receipts.

Read Article

United States Canada

Bookkeeping Methods for the Self-Employed

Author: Brad Howland
First Posted: July 20, 2007

My tax clients often ask me: "What's the best way to keep our books and records?" Of course, everybody is different, and the same method won't work for people with different skills. After thinking about it for a while I realized that a little overview of various bookkeeping methods might be useful for many people!

Read Article

Canada

Deducting Travel Expenses From Rental Income

Author: Brad Howland
First Posted: Oct. 3, 2005

Question: "I live in Edmonton and just purchased a rental property on Vancouver Island. Can I deduct my travel costs to and from the property? What else can I deduct?"

Read Article

United States

Do I Need to File Form 1099-S?

Author: Brad Howland
First Posted: March 12, 2005

Question: "I Sold my House for less than $500,000. Do I Need to File Form 1099-S?"

Read Article

United States Canada

Be Nice To Your Accountant

Author: Frances McGuckin
First Posted: June, 2003

There seems to be a serious misconception that accountants can survive on no sleep for four months, work eight days a week, 30 hours a day, and not make mistakes – all for a small and reasonable fee. Get your taxes in early and make your accountant's life a lot easier!

Read Article

Canada

Income Tax Note for Canadians

Author: Brad Howland
First Posted: April, 2002

If your capital equipment goes up in value over time, don't throw away your 1994 income tax return!

Read Article

United States Canada

Why buy a Condo?

Author: Robert Thomson
First Posted: April, 2002

Robert Thomson discusses how his daughter-in-law, with a good, steady job paying $20/hour, $2,000 in savings, and monthly rent payments of $600, was able to buy a nice one bedroom condo in Victoria for $100,000.

Read Article

United States Canada

Retirement Savings Plans: Are They Really a Good Investment?

Author: Brad Howland
First Posted: March, 2002

RRSP's and IRA's are hyped endlessly by the financial services industry. Who do they benefit the most, the people contributing to the plans or those who have a vested interest in selling them?

Read Article

United States Canada

The First Step to Financial Freedom: Balance Your Checkbook!

Author: Brad Howland
First Posted: September, 2001

Balancing your checkbook every month allows you to track exactly how much money you have at any given time. If you don't have this information, you can slide into debt without being aware of it.

Read Article

Disclaimer

This information is provided without warranty of any kind. All readers wishing to take advantage of the information offered here should consult a qualified income tax preparer. In no event will Brad Howland, Howland Tax Services, or this website be liable for any damages, including lost profits, arising out of the information offered on this website.